yessssss in my first draft of this entry (which was largely incoherent, lolz) I mentioned that I've been looking into pet insurances and have in fact just settled on one in particular. No one will cover anything to do with her spinal defects, but if she's prone to UTI it should cover that. It'll run me about $17 a month, which isn't bad at all, and has a yearly deductible instead of an every-visit deductible like one of the other popular insurances. But even if I'd bought the insurance right after adopting her, there's a 30 day wait before the illness coverage kicks in. My regular vet charges really reasonable rates, but for emergencies... Yeah. Ow. :( It's totally worth it, but owwww.